TOOLS · Recurring costs
Subscription Cost Calculator (bills and subs)
Enter what you pay and the billing cycle for subscriptions and recurring bills - rent, internet, installments, streaming, and similar. Monthly and annual totals update on this page with the formulas below. The calculator runs in your browser - no bank login, and this is not financial advice.
Safe fields only: name (service or bill), amount for the selected cycle, billing cycle, optional currency label, include checkbox, and notes. Never enter email, phone, bank, card, OTP, IBAN, or Play passwords.
Browser storage only · not a cloud backup. Toggle off anytime to clear the local draft.
Turn the total into renewal reminders
Formulas and assumptions
Amount A is the amount you entered for that row’s stated cycle charge.
| Cycle | Formula (M and Y) |
|---|---|
| Weekly | M=A×4.33; Y=M×12 |
| Monthly | M=A; Y=A×12 |
| Quarterly | M=A÷3; Y=M×12 |
| Yearly | M=A÷12; Y=A. |
Total monthly = ΣM. Total annual = ΣY. Weekly uses 4.33 weeks per month (app-compatible). Amounts are only what you typed. No tax, no investment or savings projections, and no currency conversion.
How to use this calculator
- Add a row for each subscription or recurring bill you already know about (rent, internet, installments, streaming, and similar).
- Enter the amount charged for the cycle you select (weekly, monthly, quarterly, or yearly).
- Optionally add a currency label for display. It does not convert amounts.
- Leave Include checked for rows that should count toward ΣM and ΣY.
- Read the live monthly and annual totals on this page.
- In the app: Home + → Add subscriptions or New bill, then turn on Bill reminders in Settings. Re-enter each row; this page does not send your list to the phone.
- Print or download the calculation locally if you want a copy on this device.
What this tool does not do
This web page is a cost worksheet. It is not the in-app Recurring audit screen, and it does not import rows into the app. Smart Bill Reminder does not log into your bank or Google Play purchases. Free handoff is Add subscriptions or New bill plus Bill reminders - not Save as series, and not Premium cancellation reminders as the first free promise. Full Recurring audit cancel tools unlock on a paid path after you already have entries on the phone.
See full Recurring audit tools
Quick answers
Is this financial advice or a tax calculator?
No. This page only converts the amounts you type into monthly and annual equivalents with the formulas shown. It is not financial, tax, or investment advice, and it does not convert currencies.
Does the app import my calculator list?
No. There is no import from this web calculator into Smart Bill Reminder. Re-enter each service or bill with Add subscriptions or New bill, then turn on Bill reminders in Settings.
Does this cancel subscriptions or pay bills for me?
No. The calculator only totals what you enter. Cancellation or payment happens with the provider. The Android app also does not auto-cancel or auto-pay.
Turn the total into renewal reminders Notes, calendar, or a bill app?